Some small companies that dropped group health insurance for their employees are reversing course.
Driven by a tightening labour market and rising costs and fewer choices for individual coverage the small companies are now turning towards group insurance. Unlike large employers, small businesses—those with the equivalent of fewer than 50 full-time employees—aren’t required to offer health benefits under the ACA. Many do so anyway, to be competitive in the job market or because they think it’s the right thing to do. Questions about the merits of individual versus group coverage are intensifying as changes continue to roil the insurance market. Conflicting forces are buffeting small companies. Transitional rules that allowed certain companies to continue offering existing plans that don’t meet certain ACA requirements expire at the end of 2017. Costs and terms vary from state to state. More info source